Building Financial Technology That Actually Works
We started helqorivano in 2018 because we were tired of seeing Australian businesses struggle with outdated financial tools. Seven years later, we're still here, still building, and still focused on making finance technology that serves real business needs.
How We Got Started
Back in 2018, I was working with a small manufacturing business in Wollongong. Their accounting system crashed every month during invoicing. Their cash flow forecasting involved spreadsheets that hadn't been updated since 2015. Sound familiar?
That's when we realised something important — most financial software was built by people who'd never actually run a business. The disconnect was obvious once you saw it.
"We decided to build tools that we'd actually want to use ourselves. No unnecessary complexity, no features that exist just to justify pricing tiers."
So we started small. Really small. Three people working out of a shared office space in Nowra, building our first cash flow management tool. We tested everything with local businesses before writing a single line of production code.
The People Behind the Platform
Our team combines deep technical expertise with real-world business experience. We've all worked in environments where technology either helped or hindered daily operations.
Henrik Svensson
Chief Technology Officer
Previously built payment systems for Nordic banks. Moved to Australia in 2017 and discovered that financial technology here needed a different approach — less complexity, more practical value.
Financial System Architecture
We design systems that handle Australian banking standards, GST calculations, and superannuation requirements without making everything unnecessarily complicated. Integration with major Australian banks happens through secure APIs that we maintain and monitor constantly.
Business Process Analysis
Before building any tool, we spend time understanding how businesses actually operate. Cash flow isn't just numbers on a screen — it's about knowing when to pay suppliers, when to chase invoices, and how to plan for seasonal variations in revenue.
Data Security & Compliance
Financial data requires serious protection. We maintain compliance with Australian Privacy Principles, implement bank-level encryption, and conduct regular security audits. Your data stays in Australian data centres under Australian data protection laws.
Building Solutions That Last
Every feature we've developed came from real business challenges we encountered while working with Australian companies. Here's how our platform evolved over the years.
2018
Foundation & First Tools
Started with basic cash flow forecasting after seeing too many businesses fail despite being profitable. Built our first predictive models using machine learning algorithms trained on Australian market data.
2020
Banking Integration Platform
Developed secure connections with major Australian banks during the pandemic when businesses needed real-time financial visibility. This became our most requested feature almost immediately.
2022
Automated Compliance Tools
Built automated GST calculation and BAS preparation features after working with an accounting firm that was spending 40% of their time on routine compliance tasks. The time savings were dramatic.
2024
Advanced Analytics Engine
Launched predictive analytics that help businesses identify financial trends before they become problems. Uses pattern recognition from thousands of Australian business data points while maintaining complete privacy.
What Drives Our Work
Building financial technology isn't just about writing code. It's about understanding the daily pressures that business owners face and creating tools that genuinely make their lives easier.
Practical Over Flashy
We choose functionality that solves real problems over features that look impressive in demos. Every tool we build gets tested by actual business owners before release.
Transparent Pricing
No hidden fees, no surprise charges, no pricing tiers that force you to pay for features you'll never use. You know exactly what you're paying for and why.
Security First
Financial data requires the highest level of protection. We implement bank-grade security measures and maintain compliance with all relevant Australian regulations.
Local Understanding
Australian businesses have specific needs — GST calculations, superannuation requirements, banking standards. We build for the Australian market, not as an afterthought to American software.
Ready to See What We've Built?
Whether you're curious about our approach to financial technology or ready to discuss your specific business needs, we're here to have an honest conversation about what might work for your situation.
Get In Touch